Insurance authorization

The Biden administration is trying to stop insurance companies from
going too far
in refusing to cover specific medical treatments.

The “approvals” process is meant to save the expenses of procedures
and medicines whose effectiveness would be dubious, but it is too
eager to say “no”. The people who do this are not doctors and do not
know the patient — they are working from rules,

My doctors have had to spend time dealing with the approvals process
to get authorizations for medicines they have prescribed for me. The
authorization come from a CVS company called “Carelon”, and I don’t
know why it mails me a copy of authorizations for procedures. I worry
that under some circumstances some clinic will demand I prove a
procedure has been “authorized.”

Every medicine-related organization seems to use “care” in its name,
which seems to me like a marketing campaign. So I generally omit or
replace that word. I call that company “Scarelon”,

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